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SR22


Need an SR22 but unsure what to do? We're here to help. On The Spot Insurance Services can handle SR22 filings for our customers, so if the court has ordered you to carry an SR-22, we can file it for you. Just a quick call to (619)-596-7722 and we'll get you started.





What is it?

Simply stated, an SR-22 is a document that shows proof of financial responsibility.You'll need an SR-22 if the police caught you driving without insurance, and you'll be required to carry the SR-22 for a specified amount of time (usually three years). Once you properly fulfill that time period, your SR-22 status expires. SR-22s also are associated with the following.
  • DUI or DWI or any serious moving violation
  • At-fault accident while driving without insurance
  • Repeat traffic offenses or getting too many tickets in a short period
  • License suspension or revoked license
How long do I carry one?

Expect a long relationship with your SR-22 - most likely three years - similar to a probationary period after a criminal offense. You must carry continuous insurance during the specified period of time before SR-22 status is removed. If your policy lapses or is canceled, your auto insurance company is required to notify the state immediately and your license will be suspended again.